Terms and Conditions
Agreement to Terms
These terms and conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms.
Last Updated: June 25, 2025: June 25, 2025
Acceptance of Terms
Your access to and use of our services is conditioned on your acceptance of and compliance with these terms.
By using our service, you acknowledge that you have read, understood, and agree to be bound by these terms.
Eligibility
To use our services, you must meet the following requirements:
- Be at least 18 years of age
- Have legal capacity to enter into binding agreements
- Comply with all applicable laws and regulations
Service Description
We provide automated investment management services specializing in passive investment strategies and ETF portfolio management.
We reserve the right to modify or discontinue services at any time with appropriate notice.
User Responsibilities
As a user of our services, you are responsible for:
- Providing accurate and complete information
- Maintaining the confidentiality of your account
- Complying with all applicable laws and regulations
- Promptly notifying us of any changes to your information
Prohibited Uses
You may not use our services for any of the following purposes:
- Illegal activities or violation of applicable laws
- Unauthorized access to our systems or data
- Interference with service operation or security
- Transmission of malicious code or harmful content
- Impersonation of others or misrepresentation
Intellectual Property
All content, trademarks, and intellectual property on our website are owned by us or our licensors and are protected by applicable laws.
All rights reserved. Unauthorized use is prohibited.
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your personal data.
Privacy Policy Privacy Policy
Disclaimers
Our services are provided subject to important disclaimers and limitations.
As-Is Basis
Services are provided on an "as is" basis without warranties of any kind, either express or implied.
Limitation of Liability
To the maximum extent permitted by law, we limit our liability for any damages arising from your use of our services.
Our maximum liability shall not exceed the fees paid by you in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.
Dispute Resolution
Disputes will be resolved through binding arbitration or applicable court procedures.
Arbitration
Any disputes arising from these terms will be resolved through binding arbitration in accordance with applicable arbitration rules.
Arbitration will be conducted under the rules of the Australian Centre for International Commercial Arbitration.
EU Online Dispute Resolution
EU residents may access the European Commission's Online Dispute Resolution platform.
ODR Platform: https://ec.europa.eu/consumers/odr: Access ODR Platform
Governing Law
These terms are governed by the laws of Australia, without regard to conflict of law principles.
Termination
Either party may terminate this agreement with appropriate notice. Termination does not affect obligations incurred prior to termination.
Upon termination, your access to services will cease and any outstanding obligations will remain in effect.
Modifications
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting.
We will provide notice of material changes through our website or direct communication.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms constitute the entire agreement between you and us regarding the use of our services.
Contact Information
For questions about these terms and conditions, please contact our legal department.